Posted on May 25, 2021 in Car Accidents

In order to legally operate a motor vehicle in Texas, you must be able to show proof that you can pay for any damages caused by a traffic accident that is your fault. The average driver will do so by purchasing liability insurance. Those who have active auto loans are typically required to carry insurance by their lenders. Unfortunately, some drivers do not follow the rules pertaining to car insurance. According to a study conducted by the Insurance Research Council, around 12.6 percent or one in eight drivers nationwide did not have active car insurance in 2019. Costs from a car accident can get extremely expensive very quickly. Knowing what to do after being in an accident with an uninsured or underinsured driver is crucial for recovering compensation.

Insurance Requirements in Texas

Under Texas law, a driver can choose to insure his or her vehicle. If the driver does not have the assets to be self-insured and he or she purchases insurance from qualified insurance company, the purchased policy must meet certain minimum requirements. To be considered legal, you must carry at least the minimum amount of liability insurance required by law. Liability insurance must be maintained to cover damages of up to at least $30,000 per person, $60,000 per accident, and $25,000 for property damage coverage in the event that you cause an accident.

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 Posted on May 12, 2021 in Truck Accidents

Summer has historically been the season with the highest number of traffic accidents, especially with the increased number of vehicles on the road. No matter the season, when compared to city driving, highways are usually safer roads to travel on. However, highways are also where you will usually find most of the nation’s large semi-trucks. We depend on semi-trucks to transport the majority of goods that we use every day across the country, yet these trucks can also be dangerous to other drivers on the road. According to the National Safety Council (NSC), there were an estimated 5,005 fatal motor vehicle crashes that took place in the U.S. in 2019. Texas had 13 percent of the total number of fatalities involving large trucks, the largest share of any state in the country. Being in a car accident with a semi-truck can be devastating, but there are ways you can claim compensation from all responsible parties, which may include more than just the driver.

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 Posted on April 29, 2021 in Truck Accidents

Most adults will admit that they do not get enough sleep at night. However, when someone is operating an 18-wheeler, sleep deprivation can be extremely dangerous. Fatigued truck drivers are slower to react to sudden changes in traffic and may make potentially deadly mistakes behind the wheel. Some truck drivers are so tired that they actually fall asleep while driving. If you or a loved one was hurt in a truck crash, it is possible that truck driver fatigue was a contributing factor.

Why Sleep Deprivation is So Dangerous for Truckers

The Centers for Disease Control and Prevention reports that being awake for more than 17 consecutive hours has the same effect on cognitive and physical processes as having a blood alcohol content (BAC) of 0.05 percent. If someone is awake for more than 24 hours, his or her impairment is equivalent to having a BAC of 0.10 percent. Commercial truck drivers operate vehicles that often weigh up to 80,000 lbs or more. If a truck driver is too sleepy to drive the truck safely, catastrophic truck accidents may occur.

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 Posted on April 15, 2021 in Car Accidents

Car crashes can cause broken bones, spine injuries, traumatic brain injuries, and much more.  These injuries often leave a car crash victim with overwhelming medical bills, vehicle repair costs, and other expenses. The injured person may also be unable to work, take care of his or her children, drive, or complete other responsibilities while he or she is recovering from the injuries. Consequently, the financial burden associated with a serious car accident is often heavy.

If you or a loved one were injured in a car accident, truck accident, motorcycle accident, or pedestrian accident, it is important to explore all of your legal options. A personal injury claim may allow you to recover compensation for the financial burden created by the accident. However, many car insurance companies do not want injured claimants to hire an injury attorney. If you are like many people, you may wonder why.

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