I Got in a Car Accident With an Uninsured Driver. What Can I Do?

 Posted on January 10, 2024 in Car Accidents

If you are involved in a car accident in Texas and the other driver is uninsured, you might find yourself in a challenging situation. If you or your property suffered any damage, how will those expenses be covered? If this happened to you, an El Paso, TX personal injury lawyer can explain your rights and options for moving forward.

What Steps Should I Take?

If someone without car insurance has caused a crash with you, there are several things you can do to try to ensure coverage of your resulting expenses, including:

• Involve the police. In the state of Texas, it is a crime to drive without insurance. No matter how severe the crash was, you should call the police the moment you realize the other driver does not have car insurance. The police will be able to put your accident on record and might be able to hold the other driver accountable.
• Get a medical check: Even if you don’t feel in pain, it is a good idea to see a doctor right after an accident. This will help in two ways. First, you may have injuries you are unaware of, either due to the adrenaline of being in an accident or because of symptoms that do not appear immediately. Second, having a record that you sought medical attention can help your insurance claim.
• Call your insurance company: You should speak to an agent and describe everything that happened, and then they can check if your insurance policy includes coverage for the expenses and how you can move forward with filing an insurance claim. It is generally required to contact your insurance company within 24 hours after the crash so this should be a priority.
• File a personal injury claim: Even without insurance, you might be able to ensure that the driver who caused the accident covers your expenses. Since these costs are very often too high for typical drivers to afford, your lawyer can look into options for payment. Perhaps road conditions had some impact on the crash; if so, car part manufacturers, roadway maintenance, or other authorities might be responsible. Maybe the other driver was driving a car owned by their employer, and the car hadn’t been properly maintained; in such a case, the employer could have liability. 

Schedule a Free Consultation with an El Paso, TX Car Crash Attorney

If you were involved in a car accident and the driver who was at fault was not insured at the time, let an experienced El Paso County, IL, personal injury lawyer help you navigate your case and advocate for your rights. Call James Kennedy, P.L.L.C. at 915-544-5200 to schedule a free consultation so we can work on a plan for you to move forward.