How to Get Medical Care in Texas Before a Claim Is Settled

 Posted on March 28, 2024 in Personal Injury

If someone else’s negligence or disregard has caused you to suffer injuries, the person responsible may be liable to cover any costs associated with this injury. Sometimes, the process of getting a personal injury claim approved can take time. While waiting for their claims to be settled, some people use their own insurance to cover the costs of healthcare while they wait, and the responsible party will reimburse these costs later on. However, what happens if you do not have sufficient insurance to cover the costs while you wait? This article will review some methods you can use to receive care and treatment until your case is settled. An experienced El Paso, TX personal injury attorney can help you pursue full compensation for your expenses.

What Happens if I Need Medical Attention?

Even if you do not have insurance, hospitals are obligated to provide you with emergency medical care. If you are unable to pay your medical bills, that can be worked out at a later time but the hospital will not kick you out until you are considered medically stable.

Once the emergency has been dealt with, you might require follow-up care, including check-ups and therapy. It might be hard to find a doctor who will treat you without insurance. Sometimes, a medical provider will be willing to bill an at-fault driver’s insurance company directly, but if you were injured in a hit-and-run or do not have the other person’s insurance information for whatever reason, this can prove difficult. If this is a challenge you are facing, your lawyer might be able to help you pursue care regardless. Two common methods of doing so are:

• Medicaid: People who do not have health insurance often qualify for Medicaid. If you need medical care, you should look into applying now.
• Negotiating: Some doctors and medical clinics are willing to work with patients who do not have insurance but are expecting a personal injury claim settlement to come through, conditioning your medical care on payment from the settlement. They will likely require some sort of proof that you have a case underway and someone else was responsible for your injuries.

Schedule a Free Consultation with a Texas Personal Injury Lawyer

If you were injured due to someone else’s negligence but your claim has not yet been settled and you do not have insurance needed for treatment while you wait, a qualified Sierra Blanca, TX personal injury attorney can advise you on how best to proceed. When it comes to your health, there is nothing more important than making sure you are getting the care you need. Call James Kennedy, P.L.L.C. at 915-544-5200 to schedule a free consultation.