3 Reasons to Let Your Lawyer Talk to the Insurance Company

 Posted on July 08, 2024 in Personal Injury

Suppose you have been involved in an accident caused by the negligence of another. You may be surprised to receive a call from the insurance company representing the negligent party. Even more surprising, this call may have come within a few days of the accident, possibly even before you have had a chance to fully consider your options.

There is one thing you should always remember about insurance companies. The primary concern of all insurance companies is not your health, it is the company’s financial bottom line.  Like most of us, you have likely seen many heartwarming insurance commercials on television. The insurance companies reassure you that they are your "friend" and will be there when you need them.

Finding out the truth of the matter the hard way probably means you end up with a quick settlement that will not even begin to cover all the damages associated with the accident. Not only are you injured and perhaps unable to work and make a living, but you also have no idea how to pay your medical expenses or your regular monthly expenses. This does not have to be your scenario.

Having an experienced, aggressive attorney who takes your situation seriously, fights for you from start to finish, and speaks on your behalf is the difference. You should never speak to an insurance company without first speaking to a knowledgeable Sierra Blanca personal injury lawyer. Having a highly skilled legal advocate from James Kennedy, P.L.L.C. on your side means you can focus on healing and getting your life back on track.  

Why Should You Let Your Lawyer Talk to the Insurance Company?

There are many reasons your lawyer should do all the talking with your insurance company, but the three most important reasons are:

An Attorney Will Accurately Calculate the Value of Your Claim

After gathering all relevant evidence (including the police report, any video recording of the accident, and testimony from witnesses, your attorney will accurately calculate the value of your claim. Unless you have worked for many years as a personal injury lawyer, it is unlikely that you fully understand what your injuries, lost wages, lost future wages, and pain and suffering are worth.

As an example, if you suffered a spinal cord injury or brain injury, your losses may be far in excess of your medical expenses and lost wages. Your life has been changed through no fault of your own and is unlikely to ever be the same. Without a skilled personal injury attorney, you risk settling for far too little.

An Attorney Knows How to Negotiate and How to Fight

Your personal injury attorney will be both a skilled negotiator and a zealous, knowledgeable litigator. While few personal injury cases actually go to trial, if an insurance company is threatened with a lawsuit by the plaintiff, they are likely to shrug their shoulders and ignore the threat.

If a seasoned lawyer with litigation experience threatens a lawsuit, the insurer immediately sits up and takes notice because it is virtually never in their best interests to go to court. Your attorney immediately has a negotiation advantage. Most insurance companies are more likely to settle for a reasonable amount when the prospect of a lawsuit looms over them.

An Attorney Will Help You Avoid Expensive Mistakes

A well-qualified personal injury attorney will keep you from making mistakes. This is huge because even the most innocent comment can be taken out of context and used to deny liability by the insurance company. You could make a simple mistake on a form or agree to allow the insurance adjuster to record your conversation soon after the accident.

Without meaning to, you could inadvertently derail your case, ending any possibility of receiving a full, fair settlement. Once you have an attorney on your side, there will be no mistakes. The Texas statute of limitations will be properly met, and all necessary documents will be filed in a timely manner. Let your personal injury attorney do what they do best, and let them speak on your behalf for the best outcome possible.

Contact an El Paso County, TX Personal Injury Attorney for a Free Consultation

It is imperative that you hire the right personal attorney for you, to ensure maximum compensation. An El Paso, TX personal injury attorney from James Kennedy, P.L.L.C., who is certified in Personal Injury Trial Law by the Texas Board of Legal Specialization, will work hard on your behalf to help you get your life back on track. Call us at 915-544-5200 to speak to a knowledgeable attorney. Se habla Espanol.